Coffee with a Founder Podcast: Ryan Duitch of Arro

20- Nov-2025

On this episode of Coffee with a Founder, Beck Bamberger sits down with Ryan Duitch, founder and CEO of Arro, to unpack one of America’s toughest financial challenges: fair access to credit.

Together they explore the psychology of venture-backed founders, the grind of scaling a fintech startup, and the rare moments of clarity that keep entrepreneurs pushing through problems that never really end.

show notes:

02:05 - Arro’s mission

03:18 - Success stories

04:16 - The scale of under-credited Americans

06:03 - Gamified credit building

15:28 - The reality of product-market fit

Read More About The Episode:

02:05 - Arro’s mission
Ryan Duitch details how Arrow helps users access credit, build financial literacy, and make smarter post-credit decisions with an integrated, education-driven approach.

03:18 - Success stories
Ryan shares a case of a user who dramatically improved their credit score using Arro’s system, noting that this is possible when users follow the platform’s recommendations.

04:16 - The scale of under-credited Americans
Ryan discusses the 160 million Americans who are underserved by mainstream credit, highlighting the high costs and limited options they face.

06:03 - Gamified credit building
Ryan explains Arro’s “Duolingo-like” system that rewards users with increased credit as they engage with educational and budgeting tools.

15:28 - The reality of product-market fit
Beck and Ryan discuss how achieving product-market fit increases pressure to deliver on new expectations.