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Coffee with a Founder Podcast: Kyle Kamrooz of Bonus Homes

On this episode of Coffee with a Founder, Beck Bamberger sits down with Kyle Kamrus, co-founder and CEO of Bonus Homes. Kyle is building a new financial category that allows homeowners to unlock their equity without selling their homes.

The conversation dives into housing wealth, middle-class retirement gaps, why low interest rates are hidden assets, and what it takes to create an entirely new financial model from scratch.

If you’re into founders rethinking how everyday Americans build wealth, don’t miss this one.

 

show notes:

0:11 What Bonus Homes does

3:16: Introducing the Home Appreciation Partnership

6:04: How Bonus makes money

9:47: Why Kyle returned to the founder seat

13:26: Working with Washington and housing mobility

15:57: Changing his mindset and living carpe diem

17:45: Fitness as a founder unlock

21:30: Building a category from scratch

 

Read More About The Episode:

 

0:11: What Bonus Homes does

Kyle explains how Bonus Homes lets homeowners unlock their equity without selling, turning their property into a long-term appreciating investment instead.

3:16: Introducing the Home Appreciation Partnership

The conversation dives into the HAP model and how homeowners can cash out today while still sharing in future appreciation.

6:04: How Bonus makes money

Kyle explains how Bonus earns through rental cash flow and shared appreciation while taking on property risk and management.

9:47: Why Kyle returned to the founder seat

Kyle shares how his father missing out on housing wealth inspired him to build a solution for middle-class retirement gaps.

13:26: Working with Washington and housing mobility

The conversation highlights how HAPs could unlock mobility for homeowners stuck with low interest rates while addressing broader retirement concerns.

15:57: Changing his mindset and living carpe diem

Kyle talks about shifting away from regret and learning to stay present, crediting his partner Jessica for influencing that change.

17:45: Fitness as a founder unlock

Kyle explains how daily discipline in fitness strengthens his mental resilience and fuels his leadership.

21:30: Building a category from scratch

The conversation dives into the challenge of educating consumers and regulators when creating a financial product no one has seen before.

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